Monday, July 17, 2017

Lowering Home Insurance Premiums

We all want to save money, right? Well here are a few tips to consider:

  • Shop around. Ask friends and family whom they use, if they are happy with the service they receive, and a rough idea for their costs (to compare to your home). Once you find 3, ask those 3 for quotes and choose the best company to fit your needs
  • Raise your deductible. Most companies recommend a deductible of $500, but if you can raise that to $1,000 you may save as much as 25% off your premium
  • Buy your home an auto policies from same insurer. By bundling, you will save between 5-15% on average
  • Make your home more disaster resistant. Updating the plumbing, electrical heating, etc can protect your investment from fire, flood, etc. Ask your agent if there are options you can utilize in your area to protect your home from exterior events
  • Improve home security. Sometimes you can receive 5% discount for smoke detectors, burglar alarms or deadbolts. 
  • Age can make a difference. Those 55 and older may receive a discount up to 10% because they are viewed as having more time to maintain the home
  • Maintain your credit score. A better score may mean a better rate
  • Stay with the same company for a long period of time. Your loyalty may pay out in lower rates over time
  • An approved sprinkler system may save you up to 8%. Though installing one may be pricey so you will want to discuss this with your agent before pursuing. 

Most importantly, have an open conversation with your agent about cost saving ideas, plans to upgrade/update mechanicals, etc. The piece of mind combined with the savings are a win-win for everyone.

Visit our Platteville WI real estate office at 45 N 3rd St
or find us at &


  1. Even if the room appears dry, mold can start to grow behind walls and on wood where you can’t see it, which can cause major problems down the road. Water Damage Cleanup

  2. Thanks for the nice blog. It was very useful for me. Keep sharing such ideas in the future as well. This was actually what I was looking for and I am glad to came here! Thanks for sharing the such information with us. Garage Door Repair North Hollywood

  3. We are truly thankful for your blog entry. You will discover a great deal of methodologies in the wake of going to your post. I was precisely scanning for. A debt of gratitude is in order for such post and please keep it up.  villa for sale sierra blanca Marbella

  4. Great job for publishing such a beneficial web site. Your web log isn’t only useful but it is additionally really creative too. There tend to be not many people who can certainly write not so simple posts that artistically. Continue the nice writing

  5. In the sections that follow, we provide strategies and tips on how to use the Internet to locate properties for sale and research information relevant to your decision to purchase the property.

  6. They have the room to make their home as they see fit. With an apartment the buyer has to worry about not disturbing the people living above or below them. houses513

  7. Your post is very helpful to get some effective tips to reduce weight properly. You have shared various nice photos of the same. I would like to thank you for sharing these tips. Surely I will try this at home. Keep updating more simple tips like this. White Rock Real Estate